HDFCBANK vs UTKARSHBNK: Stock Comparison

Head-to-head financial and trading comparison between HDFC Bank Limited (HDFCBANK) and Utkarsh Small Finance Bank Limited (UTKARSHBNK) in the Cross-Sector Peers sector.

HDFCBANK

NSE: HDFCBANK
HDFC Bank Limited
₹707.25
1Y Return: -11.09%
52W High: ₹829.85
52W Low: ₹687.10
Annual Volatility: 22.73%
Check HDFCBANK Trade Fees →

UTKARSHBNK

NSE: UTKARSHBNK
Utkarsh Small Finance Bank Limited
₹13.58
1Y Return: +0.15%
52W High: ₹15.90
52W Low: ₹12.35
Annual Volatility: 37.2%
Check UTKARSHBNK Trade Fees →

Key Metrics Comparison Table

MetricHDFCBANKUTKARSHBNKEdge / Winner
Current Market Price (CMP) ₹707.25 ₹13.58 —
1-Year Price Return -11.09% +0.15% UTKARSHBNK (11.24% higher)
52-Week High ₹829.85 ₹15.90 —
52-Week Low ₹687.10 ₹12.35 —
30-Day Annualized Volatility 22.73% 37.2% HDFCBANK (Steadier)
30-Day Average Daily Volume 32,863,776 13,188,139 HDFCBANK (Higher Liquidity)
Statutory Cost to Trade ₹1 Lakh ₹118.50 ₹118.50 Identical statutory tariff

Frequently Asked Questions

Between HDFCBANK and UTKARSHBNK, which stock gave better returns over the last year?

UTKARSHBNK has outperformed HDFCBANK over the past 12 months with a gain of 0.15% compared to -11.09%.

Which stock is less volatile: HDFCBANK or UTKARSHBNK?

HDFCBANK demonstrated lower price volatility (22.73% annualized) compared to UTKARSHBNK (37.2%). Lower volatility generally indicates steadier price action during market downturns.

What is the statutory cost to buy ₹1,00,000 of HDFCBANK vs UTKARSHBNK?

Statutory exchange and government charges (STT, NSE turnover fees, SEBI fee, Stamp duty, and GST) are identical for delivery purchases of equal rupee value across both stocks, totaling approximately ₹118.50 on discount brokers offering zero delivery brokerage (like Zerodha or Dhan).

Are HDFCBANK and UTKARSHBNK direct sector competitors?

Yes, both companies operate within the Cross-Sector Peers sector in India and are actively tracked as sector peers by institutional and retail market participants.