HDFCLIFE vs PFS: Stock Comparison

Head-to-head financial and trading comparison between HDFC Life Insurance Company Limited (HDFCLIFE) and PTC India Financial Services Limited (PFS) in the Cross-Sector Peers sector.

HDFCLIFE

NSE: HDFCLIFE
HDFC Life Insurance Company Limited
₹556.65
1Y Return: -8.71%
52W High: ₹625.40
52W Low: ₹514.00
Annual Volatility: 34.46%
Check HDFCLIFE Trade Fees →

PFS

NSE: PFS
PTC India Financial Services Limited
₹26.60
1Y Return: -15.37%
52W High: ₹32.08
52W Low: ₹26.06
Annual Volatility: 28.75%
Check PFS Trade Fees →

Key Metrics Comparison Table

MetricHDFCLIFEPFSEdge / Winner
Current Market Price (CMP) ₹556.65 ₹26.60 —
1-Year Price Return -8.71% -15.37% HDFCLIFE (6.66% higher)
52-Week High ₹625.40 ₹32.08 —
52-Week Low ₹514.00 ₹26.06 —
30-Day Annualized Volatility 34.46% 28.75% PFS (Steadier)
30-Day Average Daily Volume 4,418,383 2,076,187 HDFCLIFE (Higher Liquidity)
Statutory Cost to Trade ₹1 Lakh ₹118.50 ₹118.50 Identical statutory tariff

Frequently Asked Questions

Between HDFCLIFE and PFS, which stock gave better returns over the last year?

HDFCLIFE has outperformed PFS over the past 12 months with a gain of -8.71% compared to -15.37%.

Which stock is less volatile: HDFCLIFE or PFS?

PFS demonstrated lower price volatility (28.75% annualized) compared to HDFCLIFE (34.46%). Lower volatility generally indicates steadier price action during market downturns.

What is the statutory cost to buy ₹1,00,000 of HDFCLIFE vs PFS?

Statutory exchange and government charges (STT, NSE turnover fees, SEBI fee, Stamp duty, and GST) are identical for delivery purchases of equal rupee value across both stocks, totaling approximately ₹118.50 on discount brokers offering zero delivery brokerage (like Zerodha or Dhan).

Are HDFCLIFE and PFS direct sector competitors?

Yes, both companies operate within the Cross-Sector Peers sector in India and are actively tracked as sector peers by institutional and retail market participants.