IDFCFIRSTB vs IRFC: Stock Comparison

Head-to-head financial and trading comparison between IDFC First Bank Limited (IDFCFIRSTB) and Indian Railway Finance Corporation Limited (IRFC) in the Cross-Sector Peers sector.

IDFCFIRSTB

NSE: IDFCFIRSTB
IDFC First Bank Limited
₹79.52
1Y Return: +17.81%
52W High: ₹87.90
52W Low: ₹67.23
Annual Volatility: 29.62%
Check IDFCFIRSTB Trade Fees →

IRFC

NSE: IRFC
Indian Railway Finance Corporation Limited
₹74.70
1Y Return: -27.49%
52W High: ₹106.77
52W Low: ₹74.30
Annual Volatility: 20.0%
Check IRFC Trade Fees →

Key Metrics Comparison Table

MetricIDFCFIRSTBIRFCEdge / Winner
Current Market Price (CMP) ₹79.52 ₹74.70 —
1-Year Price Return +17.81% -27.49% IDFCFIRSTB (45.30% higher)
52-Week High ₹87.90 ₹106.77 —
52-Week Low ₹67.23 ₹74.30 —
30-Day Annualized Volatility 29.62% 20.0% IRFC (Steadier)
30-Day Average Daily Volume 21,367,405 8,917,217 IDFCFIRSTB (Higher Liquidity)
Statutory Cost to Trade ₹1 Lakh ₹118.50 ₹118.50 Identical statutory tariff

Frequently Asked Questions

Between IDFCFIRSTB and IRFC, which stock gave better returns over the last year?

IDFCFIRSTB has outperformed IRFC over the past 12 months with a gain of 17.81% compared to -27.49%.

Which stock is less volatile: IDFCFIRSTB or IRFC?

IRFC demonstrated lower price volatility (20.0% annualized) compared to IDFCFIRSTB (29.62%). Lower volatility generally indicates steadier price action during market downturns.

What is the statutory cost to buy ₹1,00,000 of IDFCFIRSTB vs IRFC?

Statutory exchange and government charges (STT, NSE turnover fees, SEBI fee, Stamp duty, and GST) are identical for delivery purchases of equal rupee value across both stocks, totaling approximately ₹118.50 on discount brokers offering zero delivery brokerage (like Zerodha or Dhan).

Are IDFCFIRSTB and IRFC direct sector competitors?

Yes, both companies operate within the Cross-Sector Peers sector in India and are actively tracked as sector peers by institutional and retail market participants.