IOB vs SBICARD: Stock Comparison

Head-to-head financial and trading comparison between Indian Overseas Bank (IOB) and SBI Cards and Payment Services Limited (SBICARD) in the Cross-Sector Peers sector.

IOB

NSE: IOB
Indian Overseas Bank
₹30.58
1Y Return: -12.13%
52W High: ₹35.58
52W Low: ₹30.38
Annual Volatility: 18.95%
Check IOB Trade Fees →

SBICARD

NSE: SBICARD
SBI Cards and Payment Services Limited
₹562.00
1Y Return: -16.78%
52W High: ₹686.20
52W Low: ₹547.65
Annual Volatility: 32.23%
Check SBICARD Trade Fees →

Key Metrics Comparison Table

MetricIOBSBICARDEdge / Winner
Current Market Price (CMP) ₹30.58 ₹562.00 —
1-Year Price Return -12.13% -16.78% IOB (4.65% higher)
52-Week High ₹35.58 ₹686.20 —
52-Week Low ₹30.38 ₹547.65 —
30-Day Annualized Volatility 18.95% 32.23% IOB (Steadier)
30-Day Average Daily Volume 2,632,719 2,395,685 IOB (Higher Liquidity)
Statutory Cost to Trade ₹1 Lakh ₹118.50 ₹118.50 Identical statutory tariff

Frequently Asked Questions

Between IOB and SBICARD, which stock gave better returns over the last year?

IOB has outperformed SBICARD over the past 12 months with a gain of -12.13% compared to -16.78%.

Which stock is less volatile: IOB or SBICARD?

IOB demonstrated lower price volatility (18.95% annualized) compared to SBICARD (32.23%). Lower volatility generally indicates steadier price action during market downturns.

What is the statutory cost to buy ₹1,00,000 of IOB vs SBICARD?

Statutory exchange and government charges (STT, NSE turnover fees, SEBI fee, Stamp duty, and GST) are identical for delivery purchases of equal rupee value across both stocks, totaling approximately ₹118.50 on discount brokers offering zero delivery brokerage (like Zerodha or Dhan).

Are IOB and SBICARD direct sector competitors?

Yes, both companies operate within the Cross-Sector Peers sector in India and are actively tracked as sector peers by institutional and retail market participants.