IRCTC vs IRFC: Stock Comparison

Head-to-head financial and trading comparison between Indian Railway Catering And Tourism Corporation Limited (IRCTC) and Indian Railway Finance Corporation Limited (IRFC) in the Railways & Logistics sector.

IRCTC

NSE: IRCTC
Indian Railway Catering And Tourism Corporation Limited
₹454.10
1Y Return: -16.26%
52W High: ₹572.75
52W Low: ₹452.55
Annual Volatility: 17.93%
Check IRCTC Trade Fees →

IRFC

NSE: IRFC
Indian Railway Finance Corporation Limited
₹77.06
1Y Return: -23.14%
52W High: ₹106.77
52W Low: ₹77.06
Annual Volatility: 18.68%
Check IRFC Trade Fees →

Key Metrics Comparison Table

MetricIRCTCIRFCEdge / Winner
Current Market Price (CMP) ₹454.10 ₹77.06 —
1-Year Price Return -16.26% -23.14% IRCTC (6.88% higher)
52-Week High ₹572.75 ₹106.77 —
52-Week Low ₹452.55 ₹77.06 —
30-Day Annualized Volatility 17.93% 18.68% IRCTC (Steadier)
30-Day Average Daily Volume 728,406 8,872,424 IRFC (Higher Liquidity)
Statutory Cost to Trade ₹1 Lakh ₹118.50 ₹118.50 Identical statutory tariff

Frequently Asked Questions

Between IRCTC and IRFC, which stock gave better returns over the last year?

IRCTC has outperformed IRFC over the past 12 months with a gain of -16.26% compared to -23.14%.

Which stock is less volatile: IRCTC or IRFC?

IRCTC demonstrated lower price volatility (17.93% annualized) compared to IRFC (18.68%). Lower volatility generally indicates steadier price action during market downturns.

What is the statutory cost to buy ₹1,00,000 of IRCTC vs IRFC?

Statutory exchange and government charges (STT, NSE turnover fees, SEBI fee, Stamp duty, and GST) are identical for delivery purchases of equal rupee value across both stocks, totaling approximately ₹118.50 on discount brokers offering zero delivery brokerage (like Zerodha or Dhan).

Are IRCTC and IRFC direct sector competitors?

Yes, both companies operate within the Railways & Logistics sector in India and are actively tracked as sector peers by institutional and retail market participants.