IRFC vs AYE: Stock Comparison

Head-to-head financial and trading comparison between Indian Railway Finance Corporation Limited (IRFC) and Aye Finance Limited (AYE) in the Cross-Sector Peers sector.

IRFC

NSE: IRFC
Indian Railway Finance Corporation Limited
₹74.70
1Y Return: -27.49%
52W High: ₹106.77
52W Low: ₹74.30
Annual Volatility: 20.0%
Check IRFC Trade Fees →

AYE

NSE: AYE
Aye Finance Limited
₹156.94
1Y Return: +26.64%
52W High: ₹189.13
52W Low: ₹123.93
Annual Volatility: 39.66%
Check AYE Trade Fees →

Key Metrics Comparison Table

MetricIRFCAYEEdge / Winner
Current Market Price (CMP) ₹74.70 ₹156.94 —
1-Year Price Return -27.49% +26.64% AYE (54.13% higher)
52-Week High ₹106.77 ₹189.13 —
52-Week Low ₹74.30 ₹123.93 —
30-Day Annualized Volatility 20.0% 39.66% IRFC (Steadier)
30-Day Average Daily Volume 8,917,217 1,663,470 IRFC (Higher Liquidity)
Statutory Cost to Trade ₹1 Lakh ₹118.50 ₹118.50 Identical statutory tariff

Frequently Asked Questions

Between IRFC and AYE, which stock gave better returns over the last year?

AYE has outperformed IRFC over the past 12 months with a gain of 26.64% compared to -27.49%.

Which stock is less volatile: IRFC or AYE?

IRFC demonstrated lower price volatility (20.0% annualized) compared to AYE (39.66%). Lower volatility generally indicates steadier price action during market downturns.

What is the statutory cost to buy ₹1,00,000 of IRFC vs AYE?

Statutory exchange and government charges (STT, NSE turnover fees, SEBI fee, Stamp duty, and GST) are identical for delivery purchases of equal rupee value across both stocks, totaling approximately ₹118.50 on discount brokers offering zero delivery brokerage (like Zerodha or Dhan).

Are IRFC and AYE direct sector competitors?

Yes, both companies operate within the Cross-Sector Peers sector in India and are actively tracked as sector peers by institutional and retail market participants.