IRFC vs J&KBANK: Stock Comparison

Head-to-head financial and trading comparison between Indian Railway Finance Corporation Limited (IRFC) and The Jammu & Kashmir Bank Limited (J&KBANK) in the Cross-Sector Peers sector.

IRFC

NSE: IRFC
Indian Railway Finance Corporation Limited
₹74.70
1Y Return: -27.49%
52W High: ₹106.77
52W Low: ₹74.30
Annual Volatility: 20.0%
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J&KBANK

NSE: J&KBANK
The Jammu & Kashmir Bank Limited
₹138.23
1Y Return: +5.33%
52W High: ₹192.65
52W Low: ₹126.05
Annual Volatility: 23.77%
Check J&KBANK Trade Fees →

Key Metrics Comparison Table

MetricIRFCJ&KBANKEdge / Winner
Current Market Price (CMP) ₹74.70 ₹138.23 —
1-Year Price Return -27.49% +5.33% J&KBANK (32.82% higher)
52-Week High ₹106.77 ₹192.65 —
52-Week Low ₹74.30 ₹126.05 —
30-Day Annualized Volatility 20.0% 23.77% IRFC (Steadier)
30-Day Average Daily Volume 8,917,217 1,998,175 IRFC (Higher Liquidity)
Statutory Cost to Trade ₹1 Lakh ₹118.50 ₹118.50 Identical statutory tariff

Frequently Asked Questions

Between IRFC and J&KBANK, which stock gave better returns over the last year?

J&KBANK has outperformed IRFC over the past 12 months with a gain of 5.33% compared to -27.49%.

Which stock is less volatile: IRFC or J&KBANK?

IRFC demonstrated lower price volatility (20.0% annualized) compared to J&KBANK (23.77%). Lower volatility generally indicates steadier price action during market downturns.

What is the statutory cost to buy ₹1,00,000 of IRFC vs J&KBANK?

Statutory exchange and government charges (STT, NSE turnover fees, SEBI fee, Stamp duty, and GST) are identical for delivery purchases of equal rupee value across both stocks, totaling approximately ₹118.50 on discount brokers offering zero delivery brokerage (like Zerodha or Dhan).

Are IRFC and J&KBANK direct sector competitors?

Yes, both companies operate within the Cross-Sector Peers sector in India and are actively tracked as sector peers by institutional and retail market participants.