IRFC vs M&M: Stock Comparison

Head-to-head financial and trading comparison between Indian Railway Finance Corporation Limited (IRFC) and Mahindra & Mahindra Limited (M&M) in the Cross-Sector Peers sector.

IRFC

NSE: IRFC
Indian Railway Finance Corporation Limited
₹74.70
1Y Return: -27.49%
52W High: ₹106.77
52W Low: ₹74.30
Annual Volatility: 20.0%
Check IRFC Trade Fees →

M&M

NSE: M&M
Mahindra & Mahindra Limited
₹2,796.20
1Y Return: -13.2%
52W High: ₹3,517.00
52W Low: ₹2,751.20
Annual Volatility: 18.24%
Check M&M Trade Fees →

Key Metrics Comparison Table

MetricIRFCM&MEdge / Winner
Current Market Price (CMP) ₹74.70 ₹2,796.20 —
1-Year Price Return -27.49% -13.2% M&M (14.29% higher)
52-Week High ₹106.77 ₹3,517.00 —
52-Week Low ₹74.30 ₹2,751.20 —
30-Day Annualized Volatility 20.0% 18.24% M&M (Steadier)
30-Day Average Daily Volume 8,917,217 2,299,975 IRFC (Higher Liquidity)
Statutory Cost to Trade ₹1 Lakh ₹118.50 ₹118.50 Identical statutory tariff

Frequently Asked Questions

Between IRFC and M&M, which stock gave better returns over the last year?

M&M has outperformed IRFC over the past 12 months with a gain of -13.2% compared to -27.49%.

Which stock is less volatile: IRFC or M&M?

M&M demonstrated lower price volatility (18.24% annualized) compared to IRFC (20.0%). Lower volatility generally indicates steadier price action during market downturns.

What is the statutory cost to buy ₹1,00,000 of IRFC vs M&M?

Statutory exchange and government charges (STT, NSE turnover fees, SEBI fee, Stamp duty, and GST) are identical for delivery purchases of equal rupee value across both stocks, totaling approximately ₹118.50 on discount brokers offering zero delivery brokerage (like Zerodha or Dhan).

Are IRFC and M&M direct sector competitors?

Yes, both companies operate within the Cross-Sector Peers sector in India and are actively tracked as sector peers by institutional and retail market participants.