LICI vs HDFCLIFE: Stock Comparison

Head-to-head financial and trading comparison between Life Insurance Corporation Of India (LICI) and HDFC Life Insurance Company Limited (HDFCLIFE) in the Cross-Sector Peers sector.

LICI

NSE: LICI
Life Insurance Corporation Of India
₹394.25
1Y Return: -52.39%
52W High: ₹854.90
52W Low: ₹379.25
Annual Volatility: 24.59%
Check LICI Trade Fees →

HDFCLIFE

NSE: HDFCLIFE
HDFC Life Insurance Company Limited
₹556.65
1Y Return: -8.71%
52W High: ₹625.40
52W Low: ₹514.00
Annual Volatility: 34.46%
Check HDFCLIFE Trade Fees →

Key Metrics Comparison Table

MetricLICIHDFCLIFEEdge / Winner
Current Market Price (CMP) ₹394.25 ₹556.65 —
1-Year Price Return -52.39% -8.71% HDFCLIFE (43.68% higher)
52-Week High ₹854.90 ₹625.40 —
52-Week Low ₹379.25 ₹514.00 —
30-Day Annualized Volatility 24.59% 34.46% LICI (Steadier)
30-Day Average Daily Volume 6,765,994 4,418,383 LICI (Higher Liquidity)
Statutory Cost to Trade ₹1 Lakh ₹118.50 ₹118.50 Identical statutory tariff

Frequently Asked Questions

Between LICI and HDFCLIFE, which stock gave better returns over the last year?

HDFCLIFE has outperformed LICI over the past 12 months with a gain of -8.71% compared to -52.39%.

Which stock is less volatile: LICI or HDFCLIFE?

LICI demonstrated lower price volatility (24.59% annualized) compared to HDFCLIFE (34.46%). Lower volatility generally indicates steadier price action during market downturns.

What is the statutory cost to buy ₹1,00,000 of LICI vs HDFCLIFE?

Statutory exchange and government charges (STT, NSE turnover fees, SEBI fee, Stamp duty, and GST) are identical for delivery purchases of equal rupee value across both stocks, totaling approximately ₹118.50 on discount brokers offering zero delivery brokerage (like Zerodha or Dhan).

Are LICI and HDFCLIFE direct sector competitors?

Yes, both companies operate within the Cross-Sector Peers sector in India and are actively tracked as sector peers by institutional and retail market participants.