PAYTM vs ESAFSFB: Stock Comparison

Head-to-head financial and trading comparison between One 97 Communications Limited (PAYTM) and ESAF Small Finance Bank Limited (ESAFSFB) in the Cross-Sector Peers sector.

PAYTM

NSE: PAYTM
One 97 Communications Limited
₹1,636.00
1Y Return: +40.87%
52W High: ₹1,849.90
52W Low: ₹1,023.10
Annual Volatility: 43.86%
Check PAYTM Trade Fees →

ESAFSFB

NSE: ESAFSFB
ESAF Small Finance Bank Limited
₹39.85
1Y Return: +66.81%
52W High: ₹42.54
52W Low: ₹23.35
Annual Volatility: 61.75%
Check ESAFSFB Trade Fees →

Key Metrics Comparison Table

MetricPAYTMESAFSFBEdge / Winner
Current Market Price (CMP) ₹1,636.00 ₹39.85 —
1-Year Price Return +40.87% +66.81% ESAFSFB (25.94% higher)
52-Week High ₹1,849.90 ₹42.54 —
52-Week Low ₹1,023.10 ₹23.35 —
30-Day Annualized Volatility 43.86% 61.75% PAYTM (Steadier)
30-Day Average Daily Volume 4,414,452 4,098,272 PAYTM (Higher Liquidity)
Statutory Cost to Trade ₹1 Lakh ₹118.50 ₹118.50 Identical statutory tariff

Frequently Asked Questions

Between PAYTM and ESAFSFB, which stock gave better returns over the last year?

ESAFSFB has outperformed PAYTM over the past 12 months with a gain of 66.81% compared to 40.87%.

Which stock is less volatile: PAYTM or ESAFSFB?

PAYTM demonstrated lower price volatility (43.86% annualized) compared to ESAFSFB (61.75%). Lower volatility generally indicates steadier price action during market downturns.

What is the statutory cost to buy ₹1,00,000 of PAYTM vs ESAFSFB?

Statutory exchange and government charges (STT, NSE turnover fees, SEBI fee, Stamp duty, and GST) are identical for delivery purchases of equal rupee value across both stocks, totaling approximately ₹118.50 on discount brokers offering zero delivery brokerage (like Zerodha or Dhan).

Are PAYTM and ESAFSFB direct sector competitors?

Yes, both companies operate within the Cross-Sector Peers sector in India and are actively tracked as sector peers by institutional and retail market participants.