PNB vs HDFCLIFE: Stock Comparison

Head-to-head financial and trading comparison between Punjab National Bank (PNB) and HDFC Life Insurance Company Limited (HDFCLIFE) in the Cross-Sector Peers sector.

PNB

NSE: PNB
Punjab National Bank
₹116.98
1Y Return: +2.85%
52W High: ₹118.98
52W Low: ₹99.49
Annual Volatility: 22.09%
Check PNB Trade Fees →

HDFCLIFE

NSE: HDFCLIFE
HDFC Life Insurance Company Limited
₹556.65
1Y Return: -8.71%
52W High: ₹625.40
52W Low: ₹514.00
Annual Volatility: 34.46%
Check HDFCLIFE Trade Fees →

Key Metrics Comparison Table

MetricPNBHDFCLIFEEdge / Winner
Current Market Price (CMP) ₹116.98 ₹556.65 —
1-Year Price Return +2.85% -8.71% PNB (11.56% higher)
52-Week High ₹118.98 ₹625.40 —
52-Week Low ₹99.49 ₹514.00 —
30-Day Annualized Volatility 22.09% 34.46% PNB (Steadier)
30-Day Average Daily Volume 13,599,728 4,418,383 PNB (Higher Liquidity)
Statutory Cost to Trade ₹1 Lakh ₹118.50 ₹118.50 Identical statutory tariff

Frequently Asked Questions

Between PNB and HDFCLIFE, which stock gave better returns over the last year?

PNB has outperformed HDFCLIFE over the past 12 months with a gain of 2.85% compared to -8.71%.

Which stock is less volatile: PNB or HDFCLIFE?

PNB demonstrated lower price volatility (22.09% annualized) compared to HDFCLIFE (34.46%). Lower volatility generally indicates steadier price action during market downturns.

What is the statutory cost to buy ₹1,00,000 of PNB vs HDFCLIFE?

Statutory exchange and government charges (STT, NSE turnover fees, SEBI fee, Stamp duty, and GST) are identical for delivery purchases of equal rupee value across both stocks, totaling approximately ₹118.50 on discount brokers offering zero delivery brokerage (like Zerodha or Dhan).

Are PNB and HDFCLIFE direct sector competitors?

Yes, both companies operate within the Cross-Sector Peers sector in India and are actively tracked as sector peers by institutional and retail market participants.