UNIONBANK vs ESAFSFB: Stock Comparison

Head-to-head financial and trading comparison between Union Bank of India (UNIONBANK) and ESAF Small Finance Bank Limited (ESAFSFB) in the Cross-Sector Peers sector.

UNIONBANK

NSE: UNIONBANK
Union Bank of India
₹173.06
1Y Return: -8.57%
52W High: ₹194.05
52W Low: ₹154.39
Annual Volatility: 26.97%
Check UNIONBANK Trade Fees →

ESAFSFB

NSE: ESAFSFB
ESAF Small Finance Bank Limited
₹39.85
1Y Return: +66.81%
52W High: ₹42.54
52W Low: ₹23.35
Annual Volatility: 61.75%
Check ESAFSFB Trade Fees →

Key Metrics Comparison Table

MetricUNIONBANKESAFSFBEdge / Winner
Current Market Price (CMP) ₹173.06 ₹39.85 —
1-Year Price Return -8.57% +66.81% ESAFSFB (75.38% higher)
52-Week High ₹194.05 ₹42.54 —
52-Week Low ₹154.39 ₹23.35 —
30-Day Annualized Volatility 26.97% 61.75% UNIONBANK (Steadier)
30-Day Average Daily Volume 8,309,363 4,098,272 UNIONBANK (Higher Liquidity)
Statutory Cost to Trade ₹1 Lakh ₹118.50 ₹118.50 Identical statutory tariff

Frequently Asked Questions

Between UNIONBANK and ESAFSFB, which stock gave better returns over the last year?

ESAFSFB has outperformed UNIONBANK over the past 12 months with a gain of 66.81% compared to -8.57%.

Which stock is less volatile: UNIONBANK or ESAFSFB?

UNIONBANK demonstrated lower price volatility (26.97% annualized) compared to ESAFSFB (61.75%). Lower volatility generally indicates steadier price action during market downturns.

What is the statutory cost to buy ₹1,00,000 of UNIONBANK vs ESAFSFB?

Statutory exchange and government charges (STT, NSE turnover fees, SEBI fee, Stamp duty, and GST) are identical for delivery purchases of equal rupee value across both stocks, totaling approximately ₹118.50 on discount brokers offering zero delivery brokerage (like Zerodha or Dhan).

Are UNIONBANK and ESAFSFB direct sector competitors?

Yes, both companies operate within the Cross-Sector Peers sector in India and are actively tracked as sector peers by institutional and retail market participants.