UNIONBANK vs SBICARD: Stock Comparison

Head-to-head financial and trading comparison between Union Bank of India (UNIONBANK) and SBI Cards and Payment Services Limited (SBICARD) in the Cross-Sector Peers sector.

UNIONBANK

NSE: UNIONBANK
Union Bank of India
₹173.06
1Y Return: -8.57%
52W High: ₹194.05
52W Low: ₹154.39
Annual Volatility: 26.97%
Check UNIONBANK Trade Fees →

SBICARD

NSE: SBICARD
SBI Cards and Payment Services Limited
₹562.00
1Y Return: -16.78%
52W High: ₹686.20
52W Low: ₹547.65
Annual Volatility: 32.23%
Check SBICARD Trade Fees →

Key Metrics Comparison Table

MetricUNIONBANKSBICARDEdge / Winner
Current Market Price (CMP) ₹173.06 ₹562.00 —
1-Year Price Return -8.57% -16.78% UNIONBANK (8.21% higher)
52-Week High ₹194.05 ₹686.20 —
52-Week Low ₹154.39 ₹547.65 —
30-Day Annualized Volatility 26.97% 32.23% UNIONBANK (Steadier)
30-Day Average Daily Volume 8,309,363 2,395,685 UNIONBANK (Higher Liquidity)
Statutory Cost to Trade ₹1 Lakh ₹118.50 ₹118.50 Identical statutory tariff

Frequently Asked Questions

Between UNIONBANK and SBICARD, which stock gave better returns over the last year?

UNIONBANK has outperformed SBICARD over the past 12 months with a gain of -8.57% compared to -16.78%.

Which stock is less volatile: UNIONBANK or SBICARD?

UNIONBANK demonstrated lower price volatility (26.97% annualized) compared to SBICARD (32.23%). Lower volatility generally indicates steadier price action during market downturns.

What is the statutory cost to buy ₹1,00,000 of UNIONBANK vs SBICARD?

Statutory exchange and government charges (STT, NSE turnover fees, SEBI fee, Stamp duty, and GST) are identical for delivery purchases of equal rupee value across both stocks, totaling approximately ₹118.50 on discount brokers offering zero delivery brokerage (like Zerodha or Dhan).

Are UNIONBANK and SBICARD direct sector competitors?

Yes, both companies operate within the Cross-Sector Peers sector in India and are actively tracked as sector peers by institutional and retail market participants.