UTKARSHBNK vs HDFCGOLD: Stock Comparison

Head-to-head financial and trading comparison between Utkarsh Small Finance Bank Limited (UTKARSHBNK) and HDFCGOLD (HDFCGOLD) in the Cross-Sector Peers sector.

UTKARSHBNK

NSE: UTKARSHBNK
Utkarsh Small Finance Bank Limited
₹13.58
1Y Return: +0.15%
52W High: ₹15.90
52W Low: ₹12.35
Annual Volatility: 37.2%
Check UTKARSHBNK Trade Fees →

HDFCGOLD

NSE: HDFCGOLD
HDFCGOLD
₹126.81
1Y Return: -1.79%
52W High: ₹137.53
52W Low: ₹118.55
Annual Volatility: 17.13%
Check HDFCGOLD Trade Fees →

Key Metrics Comparison Table

MetricUTKARSHBNKHDFCGOLDEdge / Winner
Current Market Price (CMP) ₹13.58 ₹126.81 —
1-Year Price Return +0.15% -1.79% UTKARSHBNK (1.94% higher)
52-Week High ₹15.90 ₹137.53 —
52-Week Low ₹12.35 ₹118.55 —
30-Day Annualized Volatility 37.2% 17.13% HDFCGOLD (Steadier)
30-Day Average Daily Volume 13,188,139 4,513,357 UTKARSHBNK (Higher Liquidity)
Statutory Cost to Trade ₹1 Lakh ₹118.50 ₹118.50 Identical statutory tariff

Frequently Asked Questions

Between UTKARSHBNK and HDFCGOLD, which stock gave better returns over the last year?

UTKARSHBNK has outperformed HDFCGOLD over the past 12 months with a gain of 0.15% compared to -1.79%.

Which stock is less volatile: UTKARSHBNK or HDFCGOLD?

HDFCGOLD demonstrated lower price volatility (17.13% annualized) compared to UTKARSHBNK (37.2%). Lower volatility generally indicates steadier price action during market downturns.

What is the statutory cost to buy ₹1,00,000 of UTKARSHBNK vs HDFCGOLD?

Statutory exchange and government charges (STT, NSE turnover fees, SEBI fee, Stamp duty, and GST) are identical for delivery purchases of equal rupee value across both stocks, totaling approximately ₹118.50 on discount brokers offering zero delivery brokerage (like Zerodha or Dhan).

Are UTKARSHBNK and HDFCGOLD direct sector competitors?

Yes, both companies operate within the Cross-Sector Peers sector in India and are actively tracked as sector peers by institutional and retail market participants.