UTKARSHBNK vs IOC: Stock Comparison

Head-to-head financial and trading comparison between Utkarsh Small Finance Bank Limited (UTKARSHBNK) and Indian Oil Corporation Limited (IOC) in the Cross-Sector Peers sector.

UTKARSHBNK

NSE: UTKARSHBNK
Utkarsh Small Finance Bank Limited
₹13.58
1Y Return: +0.15%
52W High: ₹15.90
52W Low: ₹12.35
Annual Volatility: 37.2%
Check UTKARSHBNK Trade Fees →

IOC

NSE: IOC
Indian Oil Corporation Limited
₹126.35
1Y Return: -13.97%
52W High: ₹148.21
52W Low: ₹126.25
Annual Volatility: 22.1%
Check IOC Trade Fees →

Key Metrics Comparison Table

MetricUTKARSHBNKIOCEdge / Winner
Current Market Price (CMP) ₹13.58 ₹126.35 —
1-Year Price Return +0.15% -13.97% UTKARSHBNK (14.12% higher)
52-Week High ₹15.90 ₹148.21 —
52-Week Low ₹12.35 ₹126.25 —
30-Day Annualized Volatility 37.2% 22.1% IOC (Steadier)
30-Day Average Daily Volume 13,188,139 8,104,651 UTKARSHBNK (Higher Liquidity)
Statutory Cost to Trade ₹1 Lakh ₹118.50 ₹118.50 Identical statutory tariff

Frequently Asked Questions

Between UTKARSHBNK and IOC, which stock gave better returns over the last year?

UTKARSHBNK has outperformed IOC over the past 12 months with a gain of 0.15% compared to -13.97%.

Which stock is less volatile: UTKARSHBNK or IOC?

IOC demonstrated lower price volatility (22.1% annualized) compared to UTKARSHBNK (37.2%). Lower volatility generally indicates steadier price action during market downturns.

What is the statutory cost to buy ₹1,00,000 of UTKARSHBNK vs IOC?

Statutory exchange and government charges (STT, NSE turnover fees, SEBI fee, Stamp duty, and GST) are identical for delivery purchases of equal rupee value across both stocks, totaling approximately ₹118.50 on discount brokers offering zero delivery brokerage (like Zerodha or Dhan).

Are UTKARSHBNK and IOC direct sector competitors?

Yes, both companies operate within the Cross-Sector Peers sector in India and are actively tracked as sector peers by institutional and retail market participants.