UTKARSHBNK vs J&KBANK: Stock Comparison

Head-to-head financial and trading comparison between Utkarsh Small Finance Bank Limited (UTKARSHBNK) and The Jammu & Kashmir Bank Limited (J&KBANK) in the Cross-Sector Peers sector.

UTKARSHBNK

NSE: UTKARSHBNK
Utkarsh Small Finance Bank Limited
₹13.58
1Y Return: +0.15%
52W High: ₹15.90
52W Low: ₹12.35
Annual Volatility: 37.2%
Check UTKARSHBNK Trade Fees →

J&KBANK

NSE: J&KBANK
The Jammu & Kashmir Bank Limited
₹138.23
1Y Return: +5.33%
52W High: ₹192.65
52W Low: ₹126.05
Annual Volatility: 23.77%
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Key Metrics Comparison Table

MetricUTKARSHBNKJ&KBANKEdge / Winner
Current Market Price (CMP) ₹13.58 ₹138.23 —
1-Year Price Return +0.15% +5.33% J&KBANK (5.18% higher)
52-Week High ₹15.90 ₹192.65 —
52-Week Low ₹12.35 ₹126.05 —
30-Day Annualized Volatility 37.2% 23.77% J&KBANK (Steadier)
30-Day Average Daily Volume 13,188,139 1,998,175 UTKARSHBNK (Higher Liquidity)
Statutory Cost to Trade ₹1 Lakh ₹118.50 ₹118.50 Identical statutory tariff

Frequently Asked Questions

Between UTKARSHBNK and J&KBANK, which stock gave better returns over the last year?

J&KBANK has outperformed UTKARSHBNK over the past 12 months with a gain of 5.33% compared to 0.15%.

Which stock is less volatile: UTKARSHBNK or J&KBANK?

J&KBANK demonstrated lower price volatility (23.77% annualized) compared to UTKARSHBNK (37.2%). Lower volatility generally indicates steadier price action during market downturns.

What is the statutory cost to buy ₹1,00,000 of UTKARSHBNK vs J&KBANK?

Statutory exchange and government charges (STT, NSE turnover fees, SEBI fee, Stamp duty, and GST) are identical for delivery purchases of equal rupee value across both stocks, totaling approximately ₹118.50 on discount brokers offering zero delivery brokerage (like Zerodha or Dhan).

Are UTKARSHBNK and J&KBANK direct sector competitors?

Yes, both companies operate within the Cross-Sector Peers sector in India and are actively tracked as sector peers by institutional and retail market participants.