UTKARSHBNK vs POLICYBZR: Stock Comparison

Head-to-head financial and trading comparison between Utkarsh Small Finance Bank Limited (UTKARSHBNK) and PB Fintech Limited (POLICYBZR) in the Cross-Sector Peers sector.

UTKARSHBNK

NSE: UTKARSHBNK
Utkarsh Small Finance Bank Limited
₹13.58
1Y Return: +0.15%
52W High: ₹15.90
52W Low: ₹12.35
Annual Volatility: 37.2%
Check UTKARSHBNK Trade Fees →

POLICYBZR

NSE: POLICYBZR
PB Fintech Limited
₹1,012.00
1Y Return: -37.41%
52W High: ₹1,886.30
52W Low: ₹976.20
Annual Volatility: 114.26%
Check POLICYBZR Trade Fees →

Key Metrics Comparison Table

MetricUTKARSHBNKPOLICYBZREdge / Winner
Current Market Price (CMP) ₹13.58 ₹1,012.00 —
1-Year Price Return +0.15% -37.41% UTKARSHBNK (37.56% higher)
52-Week High ₹15.90 ₹1,886.30 —
52-Week Low ₹12.35 ₹976.20 —
30-Day Annualized Volatility 37.2% 114.26% UTKARSHBNK (Steadier)
30-Day Average Daily Volume 13,188,139 5,943,985 UTKARSHBNK (Higher Liquidity)
Statutory Cost to Trade ₹1 Lakh ₹118.50 ₹118.50 Identical statutory tariff

Frequently Asked Questions

Between UTKARSHBNK and POLICYBZR, which stock gave better returns over the last year?

UTKARSHBNK has outperformed POLICYBZR over the past 12 months with a gain of 0.15% compared to -37.41%.

Which stock is less volatile: UTKARSHBNK or POLICYBZR?

UTKARSHBNK demonstrated lower price volatility (37.2% annualized) compared to POLICYBZR (114.26%). Lower volatility generally indicates steadier price action during market downturns.

What is the statutory cost to buy ₹1,00,000 of UTKARSHBNK vs POLICYBZR?

Statutory exchange and government charges (STT, NSE turnover fees, SEBI fee, Stamp duty, and GST) are identical for delivery purchases of equal rupee value across both stocks, totaling approximately ₹118.50 on discount brokers offering zero delivery brokerage (like Zerodha or Dhan).

Are UTKARSHBNK and POLICYBZR direct sector competitors?

Yes, both companies operate within the Cross-Sector Peers sector in India and are actively tracked as sector peers by institutional and retail market participants.