Inflation Calculator
Inflation erodes purchasing power over time: the same rupee buys less in the future. This shows what a cost today grows to at an assumed annual inflation rate.
Future cost = Cost today × (1 + inflation rate)years.
How to use this calculator
Enter today's cost of whatever you're planning for, an assumed annual inflation rate, and the number of years ahead. The calculator shows the equivalent future cost.
What this doesn't account for
This assumes a single constant inflation rate for the entire period; real inflation varies year to year and differs by category (education and healthcare inflation in India have historically run above the general Consumer Price Index rate).
Frequently asked questions
What inflation rate should I use?
This calculator doesn't recommend one. India's general CPI inflation has historically varied significantly year to year; use a rate you can source rather than a guess, and consider that specific categories (education, healthcare) often run higher.
Is this the same as calculating investment returns?
No, this only shows how much a cost grows due to inflation. To check whether your savings will keep pace, compare the future cost shown here against a separate SIP or lumpsum calculator's projected corpus.
Does inflation affect all expenses equally?
No. This calculator applies one flat rate to a single cost; real household budgets have categories that inflate at different rates.
Why does the extra cost from inflation grow faster in later years?
Inflation compounds: each year's price increase is applied on top of the already-inflated price from the year before, not on the original amount.
This is a generic financial calculation, not investment, loan or tax advice specific to you. BrokerLens is not a SEBI-registered investment adviser.